About the Exams…
The GMA®, CRMS®, and CMC® certification exams measure the knowledge of professionals in the mortgage industry. Because these exams don’t measure “academic excellence” but rather competency, they are scored as either pass or fail. The exams are computer-based and are offered at more than 200 exam sites throughout the
The NAMB certification exams are open to members and non-members. If you are not already a member, consider joining by contacting the Membership Department at email@example.com.
Each exam is designed similarly to provide multiple-choice questions based on select subject-matter areas:
- the GMA exam features 125 questions within seven subject-matter areas;
- the CRMS exam has 125 questions and 30- pre-test questions, within five subject-matter areas; and
- the CMC exam has 200 questions and 30 pre-test questions, within six subject-matter areas.
In all cases, four answer options are provided for each multiple-choice question. There are no “trick” questions. While no points are awarded for incorrect answers, no points are subtracted for incorrect answers either (i.e., incorrect answers have a point value of zero). This means that if you are uncertain of the correct answer, it is advantageous to make an educated guess.
Because these exams don’t measure “academic excellence” but rather competency, they are scored as either pass or fail. The exams are computer-based and are offered at over 200 locations throughout the U.S.
To review the GMA,CRMS, and CMC Exam Statistics, please click Here
The NAMB certification exams are the result of a multi-step process that includes the following steps:
Conducting a job analysis. A job analysis is a survey of mortgage industry experts to evaluate their level of knowledge and skills necessary for competent performance. (NAMB repeats this step every five years);
Developing the exam using the job analysis findings and create exam questions;
Re-validating the exam. Review the content of each exam frequently to ensure that questions remain relevant as the profession evolves; and
Conducting performance and fairness reviews. Subject-matter experts and psychometricians review all questions extensively and update or remove outdated questions to stay in line with the natural flux of this industry.
A detailed outline of the Exam Specifications outline can be found by clicking the following links- GMA Exam Specification, CRMS Exam Specification, CMC Exam Specification.