Government Affairs in Washington

NAMB Government Affairs Update

Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders

Click here to read more.

2013 Mortgage Survey - Rebates To Consumers

Last year, the Government Affairs team at NAMB conducted a survey of mortgage professionals to determine the amount closing cost credits given back to consumers at closing. The data overwhelmingly showed that in 2012, mortgage brokerages gave millions of dollars to consumers to help cover closing costs. 
Our data helped the mortgage industry get some very positive press and turn some heads in DC. Read the WAPO Story here!
We are now conducting the same survey for 2013. Please fill out the short 5 question survey and help NAMB help you.

Take the NAMB Survey HERE



Monday, August 18

Well we are only four weeks away from the start of NAMB National’s 40th Anniversary Party. Are you registered to come? Do you have your hotel reservations locked in? Right now, we have more than 2,000 registered to come to the event. My goal for registrations was 2,600, and it looks like we will reach that mark. This is great news as just four years ago, we were struggling to get 400 people. 

Times are better, and to be frank, we are a better breed of originator today. I feel that those who are still around have been through the war and we are surviving. Membership is up and we have tripled our number of Lending Integrity Seal of Approval members. I want to thank all of the members of the Membership Committee for working so hard to get this to these numbers to where they are today. 

Last week, there was a statement made by Alex Sanchez, president and CEO of the Florida Bankers Association about mortgage brokers. The statement was wrong and we had numerous rebuttals that were very professional and to the point by a lot of people. I am very proud that the rebuttals were not threatening or out of line. NAMB itself sent a letter to Mr. Sanchez, and as of today, I have not received a response. But I am sure I will. The copy of my letter should be on our Facebook page very soon.

Monday, Sept. 15 at NAMB National is going to be great. First, we are having roundtable discussions for loan originators to learn more about products and programs from lenders. This will be starting at 10:00 a.m., and at 1:00 p.m., we are going to have a Government Affairs Panel that will go over what we are working on and will bring you up-to-date on our meetings with the Consumer Financial Protection Bureau (CFPB). I am working on having an additional panel at 1:45 p.m. to discuss the mini-correspondent situation that is causing great concern in our industry. You are not going to want to miss this fantastic event. I will let you know about who will be on this panel next week. I promise you that you will not be disappointed. This will be an event that will make NAMB National worth the trip, but you need to make sure you register for the event as only those who are registered will be granted entry. 
Just a note to everyone, please change your e-mails for me to going forward. This e-mail and are the only two e-mail addresses that now work for me. 

If you are a member of the NAMB Delegate Council, you should have received your Delegate Book from John Councilman and NAMB. It is important that you read this book and familiarize yourself with the information within it. That will make your meeting better and you will be prepared for the presentations. If you are a Delegate Council participant and have not registered yet for the event, please contact John Councilman at and talk with him directly. He will discuss the book and talk with you about options. You need to do this immediately as we are running out of time. 

I have made the decision to continue writing my Monday Morning Messenger going forward. It has had a great response over this past year, and I feel that I can still bring good information to you about our industry. I will have some exciting news to share with all of you in about two weeks, so stay tuned. 

I want to thank all of you for everything that you, as members of NAMB—The Association of Mortgage Professionals, are doing to make this association successful. I am truly grateful to all of you for your belief in me and in our Board. Thank you.

Until next week!!!

Donald J. Frommeyer, CRMS, President 
NAMB—The Association of Mortgage Professionals


  The Monday Morning Messenger is Sponsored by NAMB+

Custom Canvas Prints

Custom Canvas Prints​, a NAMB+ Endorsed Provider

Quality and beauty all wrapped up and ready to hang on your walls. Canvas: Great prints must start with awesome canvas. Our canvas is a matte bright white 20 mil, poly-cotton blend. It has a slight texture that adds to the artistic effect of the print. Printing: Our prints are produced on Canon printers. We only use Canon inks that allow for vibrant colors as well as stunning black and white images without bronzing. Canon aqueous inks are also solvent free so you can rest assured that your print won’t have that chemical smell. Clear Coat: Every Print is coated with two layers of a UV protective clear coat. This helps keep your print looking fresh as well as increases its scratch resistance. Stretching: Our stretcher bars are always artist quality 100% kiln dried pine. All of our canvas prints are stretched by hand to ensure that our high quality standards are met. Once your print is finished we add Free Hanging Hardware which includes everything you need to hang your print right out the box, no nails or a level needed!

Send us your dusty, dull, unfortunately cropped photos. We’ll turn them into shiny new works of art. Every print goes through three quality checks. First is during the setup of the image for printing. Then after it is printed to make sure the printing process went smoothly. The last check happens before the print is shipped out. We will turn every image into a work of art.

Want to work with a real person? We can handle that. Phone, email, we’re here for you. Have a question? Have a problem? Call us, we’ll talk with you like the real person you are.

We do our best to send out amazing prints but if you are unhappy with your print, let us know. We’ll take care of you. Satisfaction Guaranteed. If you’re unhappy, so are we. If your print isn’t what you were expecting let us know within 60 days and we’ll come up with a solution. We’ll reprint it for you or refund your money. It’s that simple. You won’t be stuck with shipping charges to return the print either.

NAMB members receive a 15% discount on all Custom Canvas Prints products and services!

Contact us at (877) 220-9114 or e-mail us at

Visit our web site




Download the NAMB App for iOS and Android 

Click here to download in iTunes store. Click here to download in Google Play store.

NAMB National

Save the Date! 

NAMB National 2014 will be from September 12-15, 2014 at the Luxor Hotel Casino in Las Vegas, NV. More details to come!

NAMB Webinar: Getting More Business With Realtors

August 5, 2014, 12:00 PM EDT

Please Click here for additional information.




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