CRMS Qualifying Points

The CRMS exam is open to mortgage professionals who meet the following requirements:
  • have at least two (2) years of mortgage industry experience;
  • possess and have documented a minimum of 50 qualifying points;
  • agree to abide by, and have no violations against, the NAMB Code of Ethics;
  • and agree to abide by, and have no violations against, NAMB’s best-lending practices.
Qualifying points are determined by a combination of education and experience as determined by the five categories listed in the table below (For each category, candidates must have a minimum and maximum number of points in order to achieve eligibility).
 
For a complete breakdown of CRMS eligibility points please refer to the CRMS Application & Applicant Handbook . To review the requirements for all NAMB Certification Program  click on Eligibility Requirements.  
 
CRMS Requirements & Qualifying Points
 
Categories
 
Qualifiers
 
Points
 
Minimum Points
 
Maximum Points
 
Category I
 
Work Experience
 
3 - 5 points per year
 
10
 
30
 
Category II
Mortgage Education 1 point per credit hour or 1 point per clock hour  
20
 
40
 
Category III
 
Formal Education
 
3 – 10 points depending on degree
 
0

27
 
 
Category IV
 
Professional Certifications
5 points per mortgage industry credential. 15 points per NAMB credential  
0
 
15
 
Category V
Leadership & Participation Points vary according to level of participation  
0
 
15