Certified Residential Mortgage Specialist Designation

Certified Residential Mortgage Specialist - NAMB's designation for those who want to commit to higher standards of professional practice.

The Certified Residential Mortgage Specialist (CRMS® ) certification exam measures the knowledge of mortgage professionals who have been in the industry for at least two years. NAMB created the Certification as a way for mortgage professionals who have established themselves within the industry to validate their achievements. Cost is $375 for Professional/Associate members, $475 for Professional Newly Licensed members and $550 for Courtesy Associate members and non-members.

The CRMS exam is open to mortgage professionals who meet the following requirements:

• have at least two (2) years of mortgage industry experience;

• possess and have documented a minimum of 50 qualifying points;

• agree to abide by, and have no violations against, the NAMB Code of Ethics;

• and agree to abide by, and have no violations against, NAMB’s best-lending practices.

Qualifying points are determined by a combination of education and experience as determined by the five categories listed in the table below (For each category, candidates must have a minimum and maximum number of points in order to achieve eligibility).

For a complete breakdown of CRMS eligibility points, please refer to the CRMS Application & Applicant Handbook . To review the requirements for all NAMB Certification Program click on Eligibility Requirements.

Immediately following the class, a 100 question test will be given and, upon passing, you will be presented with your designation and all the marketing materials that you need to promote yourself!