The Lending Integrity Seal of Approval represents the highest standard of integrity in the lending business. Mortgage professionals who display it have completed a validation process and meet NAMB's national standard for ethics, professionalism, and service.

Only state-licensed loan originators who are in good standing; have a current Lending Integrity Professional NAMB membership are eligible to display the Seal.

The Seal sends a clear message. It sets the professionals who display it apart from other originators and gives the public an instant signal of how that person conducts business.

The Seal requires state-licensed loan originators to meet the NMLS standards of licensure that include an annual background check, continuing education, and a pledge to follow NAMB's ethics policies and business practice standards. Certification is different. It focuses on professional development and requires passing a written exam and meeting experience and knowledge requirements in mortgage origination.

No, certification isn't required. But NAMB members with a current Certified Mortgage Consultant (CMC) or Certified Residential Mortgage Specialist (CRMS) designation automatically satisfy the Seal's education requirement through the professional education they complete to maintain those designations. 

There's no fee to display the Seal or use NAMB's related materials. Lending Integrity Professional Members pay dues to NAMB.